1. **Services Overview:**
Ekiosa and Mr. Kay provide Home Improvement Services, Property Management, Fixing and Flipping of Houses, and Fixing, Flipping, and Exportation of Cars. These services encompass a range of professional offerings aimed at enhancing your living space, managing property investments, and transforming houses and cars for optimal value.

2. **Service Agreements:**
By engaging with Ekiosa and Mr. Kay, clients agree to the specific terms outlined in individual service agreements. These agreements will detail the scope of work, timelines, and associated costs. Any modifications or additions to the agreed-upon services must be documented in writing and mutually accepted by both parties.

3. **Payment Terms:**
Payment for Ekiosa and Mr. Kay services is due as per the terms specified in the service agreement. Late payments may incur additional charges. In cases where property management services are provided, rental income and associated fees will be handled according to the terms agreed upon in the property management contract.

4. **Liability and Insurance:**
While Ekiosa and Mr. Kay take every precaution to ensure the quality and safety of our services, clients are advised to secure appropriate insurance coverage for their properties and vehicles. We shall not be held liable for any damages or losses incurred during the provision of our services, and clients are encouraged to report any concerns promptly.

5. **Cancellation and Refund Policy:**
Cancellation of services must be communicated in writing, and any applicable refunds will be processed according to the terms outlined in the service agreement. Refunds are subject to deductions for work already completed or expenses incurred up to the cancellation date.

6. **Dispute Resolution:**
In the event of any disputes, Ekiosa and Mr. Kay are committed to fair and amicable resolution. Both parties agree to engage in good-faith negotiations and, if necessary, seek mediation to resolve disagreements before pursuing legal action.

By availing our services, clients acknowledge and agree to these terms and conditions. Ekiosa and Mr. Kay reserve the right to update or modify these terms, and clients will be notified of any changes in a timely manner.